VANILLABONDS
Standardised bond issuance · €20–100m · Munich
Bond financing, standardised for the Mittelstand.
VanillaBonds arranges standardised, tradeable bonds of €20–100 million for family-owned industrial mid-caps.
Talk to the foundersWhat we do
One format. Three things it standardises.
Standardised documentation
Proven Nordic bond terms: one covenant menu, one document set. Counsel reviews the delta, not two hundred pages.
Shared due diligence
An AI-assembled fact dossier, built from primary sources and signed off field by field — one dossier for every investor in the book.
Institutional investor base
Family offices and credit funds, onboarded once, buying comparable paper deal after deal.
Who it is for
Both sides of the book.
Issuers
CFOs and owner-managers raising €20–100 million in their own name, with no single controlling lender.
Investors
Family offices and credit funds buying direct senior secured exposure — no wrapper, no investor fees.
Advisors
Advisors and banks whose clients need a tradeable format the Schuldschein does not offer.
How it works
The same deal, run twice.
A conventional mid-cap placement
- 01
Bespoke documentation, drafted from scratch for every deal.
- 02
Due diligence repeated separately by every investor.
- 03
Placement into whichever accounts the arranger happens to know.
The VanillaBonds process
- 01
Standard Nordic documentation — counsel reviews the delta.
- 02
One shared fact dossier: machine-assembled, human-approved.
- 03
Placement with an onboarded institutional book — six to eight weeks, mandate to settlement.
Unlike a Schuldschein, the result is a tradeable security: ISIN, an independent trustee, collective action clauses — transferable from day one.
Structure and permissions
Built on the established rails.
- Regulatory status
- Tied agent under §3 Abs. 2 WpIG, under the liability umbrella of an established bank. A proprietary MiFID II licence is a later milestone.
- Trustee
- Independent bond trustee, acting for all bondholders.
- Settlement
- ISIN · CSD settlement · delivery-versus-payment through the paying agent. Client money never touches the platform.
- The result
- A listed, transferable security that outlives its arranger.
The pitch
Two minutes, from the founders.
The model and the market, to camera.
Contact
Two founders, direct.
The demo
See the platform.
A guided walkthrough of the issuance workflow, from mandate to settlement — shown with fictitious, illustrative data.
Open the demo