DEMONSTRATION ENVIRONMENT — fictitious & illustrative data · not an offer, solicitation or investment advice · pre-registration preview
The deal journey · demonstration

From first call to settled bond.
Six weeks, one standard.

Scroll through a complete issuance exactly as the platform runs it — the fictional €30m Voltaria transaction from first contact to life after settlement. Every screen in this story is live elsewhere in the demo: place your own order in New Issues, price your own bond in Pricing.

Scroll — the deal runs as you go
WEEK 1

First contact — and a number on the table.

A CFO sends six figures from the last annual report. The platform answers with the two things banks make mid-caps wait for: a pass or fail against the published credit profile, and an indicative pricing range from the same engine that runs the Pricing tab.

  • Profile #1: Germany first · energy transition & industrial · €20–100m · EBITDA ≥ €8m · ≤ 3.5× net leverage · security · disclosure
  • The AI fact sheet builds the dossier from primary sources — every figure sourced, every figure signed off. Preparation drops from weeks to hours
  • Indicative range in sixty seconds — orientation, never advice
  • 48 hours to a go / no-go; declines are visible and, with consent, referred
WEEKS 2–3

Mandate signed. The standard does the drafting.

No bespoke documentation. Nordic Bond Terms as the template, a fixed covenant menu, the trustee structure the market already trades. Counsel reviews the delta, not the document — that is where six weeks instead of six months comes from.

  • One senior-secured template, four schedules — assembled, not drafted
  • Independent by design: trustee, legal opinion, audit stay external
  • ISIN and paying agent contracted — client money never touches the platform
WEEKS 4–5

The anchor early look.

Forty-eight hours before anyone else, the founding circle — investors who co-wrote the covenant standard — sees the deal. They commit at no scale-back. Voltaria launches with 65% of the book already hard.

  • €19.5m of €30m pre-committed before books open
  • Anchors underwrite the company, not the platform
  • Launch into certainty of placement, not into hope
WEEK 6 · DEAL DAY

Books open, 09:00.

Now watch the right-hand side. Every order timestamped, every limit visible — to the platform and to the issuer. Keep scrolling: the book builds as the day runs.

09:34 — through €30m. Sixty-five percent walked in the door at nine; the open book covered the rest before ten.
12:381.6× covered and climbing. Guidance revises to 3mE + 505–515; hot-money limits below the range start falling away.
15:04 — books subject at 2.0×. Nothing left to negotiate: depth set the price.
DEAL DAY · 15:30

Priced — and allocated at the issuer's table.

Final terms 3mE + 505: twenty basis points inside guidance, because sixty million of demand chased thirty. Allocation follows the published policy, and the issuer signs off the register it will live with for four years.

  • Anchors: full allocation, never scaled — the founding-circle guarantee
  • Real-money accounts: pro-rata on the remainder
  • Event-driven money: book-fill only, never the face of the market
WEEK 7 · T+5

Settlement. Delivery versus payment.

Cash and bonds swap simultaneously in the settlement system: investors' money reaches Voltaria through the independent paying agent — a settlement bank, not the platform, which has no client-money permission by design. Our fee is a separate invoice, like any adviser's.

  • Proceeds go straight to the issuer — the platform is never in the payment chain
  • Transaction fee 1.25% (target band 1.0–1.5%), issuer-paid and invoiced separately — shared with or paid through the licensed partner
  • A monitoring retainer keeps the dossier current for as long as the bond is live — zero investor fees, on this deal or any other
  • Security perfected before funds flow; the trustee holds it for bondholders
  • A transferable, trustee-administered line from day one
EVERY QUARTER AFTER

Governance stays visible.

This is where mid-cap debt historically goes wrong — so it is designed as the platform's strongest screen. Reports and covenant certificates land on the platform, every holder reads the same numbers, and if credit sours, bondholders act through one trustee with collective decisions.

  • Quarterly disclosure and covenant certificates, platform-published
  • One trustee, majority voting, security — tested Nordic machinery
  • Secondary indications stay on screen — paper you can leave
Profile #1 · eligibility checkHour 31 of 48
Energy-transition supply chain — the start niche
€30m target — inside the €20–100m band
EBITDA €12m — clears the €8m floor
Net leverage 2.7× — within the 3.5× standard
Senior secured · quarterly disclosure committed
3mE + 525 area€30m · 3.75y senior secured green FRNSame engine as the Pricing tab. Indicative orientation — not advice, not a rating, not a commitment to arrange.
Documentation · assembled from the standardDay 9
📄 Nordic Bond Terms — senior secured templateSTANDARD
📄 Covenant schedule — ≤3.5× incurrence · FCCR ≥2.0× · CoC put @101MENU
📄 Security package — share & asset pledges, held by trusteeSCHEDULE
🏛 Bond trustee engaged — Nordic Trustee modelINDEPENDENT
🔢 ISIN & paying agent — Nordic-format, Euroclear-reachableCONTRACTED
⚖️ Counsel — delta review on fixed feeINDEPENDENT
Assembled in days, not drafted in weeks — the standard is the product. Target ecosystem shown; indicative, not contracted.
Anchor early look · 48h window65% committed
Pre-committed — €19.5m of €30mno scale-back
⚓ Single-family office (Stuttgart)€4.0m
⚓ Entrepreneur family office (Bavaria)€2.5m
⚓ Entrepreneur family office (Hamburg)€2.0m
⚓ Multi-family office KVG (Hamburg) — 11 families€5.0m
⚓ Article 9 clean-energy debt fund (Kassel)€4.0m
⚓ Specialist HY bondpicker (Münster)€2.0m
Fictitious accounts, illustrative of the founding-circle model.
BOOKS OPEN09:00
Guidance 3mE + 525 area OVERSUBSCRIBED
Anchors€19.5m of €30m — 0.65× Open book
TimeAccountTicketLimit
Anchors sit in the book from 09:00. Fictitious accounts; illustrative bookbuild.
PRICED · 3mE + 505 · 2.0× COVERED
Account groupOrdersAllocatedFill
Founding-circle anchors ⚓ (6 accounts)€19.5m€19.5m100%
Real-money open book (16 accounts)€32.5m€9.7m≈30%
Event-driven / fast money ⚠ (2 accounts)€8.0m€0.8m10%
Total€60.0m€30.0m
Published allocation policy: anchors never scaled; limits inside the final spread drop out; event-driven accounts are book-fill only. The issuer sees the full book and signs off its register.
Settlement · delivery versus paymentT+5
Investors24 allocated accounts
€30.0m →← bonds (CSD)
Independent paying agentsettlement bank · DvP
€30.0m →proceeds, same day
Voltariaissuer
Platform outside the payment chainEuroclear / Nordic CSDSecurity held by trusteeGreen capex — SPO framework
VOLTARIA GRID COMPONENTS
€30,000,000 · Senior Secured Green FRN · 3mE + 505 · due 2030
arranged on VanillaBonds · July 2026 · demonstration
Life after settlementQuarter by quarter
Incurrence covenant — net leverage2.5× of ≤ 3.5×
28 Oct 26Q3 report + covenant certificate — in compliance
26 Feb 27FY-2026 audited results published
12 Apr 27Green allocation report — SPO framework
weeklySecondary indication quoted — last 100.8
Elsewhere, a soured credit means dozens of bilateral claims and no exit. Here it means one trustee, collective decisions, security — and a price on the screen.
The point

Six weeks end to end — then transparent for life.

6 weeksfirst call → settled bond
65%pre-committed before books opened
2.0×final order-book coverage
T+5DvP settlement — platform never touches the money
Secondary market · issuer data verified August 2026 · prices indicative

The Market

Every outstanding EUR bond in the Nordic format from a continental European issuer, as far as public sources reach — 38 lines from our own verified dataset. Issuer, ISIN, size, dates and coupon are source-checked; sizes are total issued after taps. Prices, spreads to market and order-book depth are illustrative. Click any line for terms, covenants and disclosure history.

outstanding (tracked)
bonds listed
median spread (FRN-equiv.)
average price
distressed
New-issue statistics · trailing 12 months
new issues priced
volume printed
average tenor at issue
median spread at issue (FRN-equiv.)
average order-book cover, where disclosed
Issuer Ctry Sector Size €m Coupon Price Δ par Indic. yield Books Maturity Status
Market map

Spread vs. size — why the gap exists

Each dot is one tracked bond (FRN spread, or fixed coupon converted to a spread over 3m EURIBOR at 2.08%). The gold band marks the €20–100m missing middle: small issues pay wide spreads today precisely because analysis costs and thin books keep competition out — the compression opportunity the platform is built on.
Refinancing calendar

Where the next mandates come from

Nordic FRNs typically refinance ~12 months before maturity via their call schedules — this calendar is nearer than it looks. Every bar below is origination: the deals must be refinanced somewhere, and the incumbent arranger has no structural lock-in.

tracked volume maturing 2026–2028
refi windows already open (maturity ≤ 12 months out)
the 2029–2030 wall behind it
Maturing tracked volume by year (performing and watch names; called, defaulted and standstill lines excluded). Gold bars: maturities whose ~12-months-early refi window opens by mid-2027 — live mandate conversations. Demo data as of July 2026.
Next refi conversations (maturities within 30 months · window = maturity − 12m)
Primary market · demonstration

New Issues

Left: a live bookbuild on a sample transaction — watch the book fill, place a demo order, price the deal. Right: the issuer side — check a company against Deal Profile #1 and get an indicative spread and all-in cost comparison.

Voltaria Grid Components GmbH

Fictional sample issuer · Landshut, DE · transformer components for grid build-out (TSO/DSO supply chain)
BOOKS OPEN
Size€30m
FormatSr. secured FRN
Guidance3mE + 525a
Tenor3.75y (2030)
UseGreen capex
Leverage2.7× net

Order book

1.0× (€30m)1.5×2.0×
Anchors (pre-committed) Open book
TimeAccountTicketLimit
Demo order entry — joins the book as “You”. Tickets €0.5–5.0m, in €100,000 minimum denominations, qualified investors only.
No investor fee, on this deal or any other — all platform revenue comes from the issuer side. You keep the full coupon; the fund route into this segment costs 1.5–2.5%.
Pricing unlocks at 1.3× coverage.
Deal timeline
  • Mandated & profile check passed · 26 May 2026
  • Anchor early look (48h) — €19.5m pre-committed (65%) · 30 Jun
  • Books open · 3 Jul, 09:00 CET
  • Pricing — spread set inside guidance by book depth
  • Allocations — anchors full; open book pro-rata; hot money de-prioritised
  • Settlement T+5 — paying agent, trustee in place
  • Listing — Börse Frankfurt Open Market · ongoing disclosure via platform
Sample transaction with fictitious accounts. Allocation policy: anchors take no scale-back; event-driven/hot-money accounts are book-fill only, never the face of the market.
For issuers

Check your deal against Profile #1

The published filter for our first transactions. Answer honestly — everything outside the profile is declined visibly (and, with your consent, referred).

Implied net leverage: 2.8×
We commit to ongoing quarterly disclosure and covenant reporting through the platform.

Why anchors see your deal first

Deal one is built demand-first: 60–80% of the book is pre-committed by a founding circle that co-wrote the covenant standard. You launch into certainty of placement, not into hope — the anchors underwrite your company, not the platform.

Senior bond pricing indications

What would your bond cost?
An indication in sixty seconds.

When a bank syndicate desk pitches a rated issuer, it shows one page: comparable bonds, fair value, a new-issue premium, and the resulting spread, yield and coupon per tenor. Mid-caps never get that page. This tool runs the same mechanics for an unrated €20–100m senior issue in the Nordic format — from six numbers you already know.

Your companyAll figures group level, last twelve months
No real data at hand? Pick a sample profile in the company field to see how it works.

Net debt after the new issue is assumed unchanged (refinancing). For growth funding, add the new money to net debt.

STEP 1

Fair value from the credit profile

Leverage, interest cover, scale and sector cyclicality are scored and mapped to a crossover / high-yield spread curve per tenor — the mid-cap equivalent of reading fair value off an issuer's secondary curve. Issues below €50m carry an explicit illiquidity premium rather than a hidden one.

STEP 2

New-issue premium

Nobody prices a new bond exactly at fair value. A debut mid-cap pays a modestly larger concession than a repeat issuer — we show it as its own line, exactly as a syndicate desk would, so you see what is credit and what is newness.

STEP 3

Swaps in, coupon out

Re-offer spread over euro mid-swaps gives the indicative yield; rounding down to the nearest eighth gives the coupon a lead manager would print at the low end of the range. Fixed-rate shown; Nordic-format floaters (3m EURIBOR + margin) use the same spread.

What this is — and is not. These are model-based indicative levels for issuer orientation, generated from the figures you enter, which are not stored or transmitted. This page is not an offer, a recommendation or investment advice, and no level here is a commitment to arrange or place. The peer band shown is a pricing cohort derived mechanically from the figures you enter — it is not a credit rating, a credit score or a ranking of creditworthiness within the meaning of the EU CRA Regulation, and VanillaBonds neither issues nor produces credit ratings. A firm indication follows a credit assessment and reflects market conditions at launch; any issue is executed with a licensed partner. Mid-swap levels are indicative desk marks, refreshed periodically, not a live feed. In the investor view, comparisons and hurdle checks apply parameters set by you to the same arithmetic — they are mechanical screens for professional investors, not investment advice, a recommendation or a solicitation to buy or sell any instrument. The investment decision remains yours.